Array
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                (
                    [ArticleID] => 1527577
                    [Title] => Debt-to-GDP ratio inches up in Q3
                    [Summary] => 
The National Government’s debt ratio rose slightly in the third quarter, but remains on track towards meeting its target this year, latest data showed.

                    [DatePublished] => 2015-11-30 09:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [1] => Array
                (
                    [ArticleID] => 1497060
                    [Title] => DBP extends term loan to medical group
                    [Summary] => 
The Development Bank of the Philippines (DBP) has granted a 10-year term loan to the Ilocandia Medical Group Inc. (IMGI), with an aggregate amount of P135.65 million, as part of efforts to improve the delivery of health care services in the province.

                    [DatePublished] => 2015-09-08 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 1428006
                    [Title] => BDO registers record P22.8-B profit in 2014
                    [Summary] => 
BDO Unibank Inc. (BDO) delivered a record net income of P22.8 billion in 2014, matching its earnings guidance for the year and driven by the strong expansion of its core businesses.

                    [DatePublished] => 2015-02-27 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 1426314
                    [Title] => Gastric acid inhibitors linked to vitamin B12 deficiency
                    [Summary] => 
The use of gastric acid inhibitors for 2 or more years is strongly associated with symptomatic vitamin B12 deficiency, according to a report.

                    [DatePublished] => 2015-02-22 00:00:00
                    [ColumnID] => 136231
                    [Focus] => 0
                    [AuthorID] => 1805110
                    [AuthorName] => Charles C. Chante MD
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 1424063
                    [Title] => Banks’ NPL ratio improves in 2014
                    [Summary] => 
Universal and commercial banks improved their bad loan ratio as of December last year versus the same period in 2013, data from the Bangko Sentral ng Pilipinas showed.

                    [DatePublished] => 2015-02-16 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1438879
                    [AuthorName] => Kathleen A. Martin
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => http://media.philstar.com/images/the-philippine-star/business/business-main/20150216/Bank-generic-sign.jpg
                )

            [5] => Array
                (
                    [ArticleID] => 1421573
                    [Title] => Debt-to-GDP ratio down to 45.4% in Dec
                    [Summary] => 
The country’s debt as a proportion of the country’s economy  declined further  last year, reflecting the government’s successful efforts to manage finances and ensure economic resurgence.

                    [DatePublished] => 2015-02-09 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1804021
                    [AuthorName] => Zinnia B. Dela Peña
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 1412596
                    [Title] => Thrift banks’ NPL ratio improves to 4.35% as of Nov
                    [Summary] => 
Thrift banks improved their bad loans ratio as of November last year as they continue to see a decrease in non-performing loans, the Bangko Sentral ng Pilipinas reported yesterday.

                    [DatePublished] => 2015-01-14 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1438879
                    [AuthorName] => Kathleen A. Martin
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 1395655
                    [Title] => Evaluating a stock
                    [Summary] => 
To assess the value of a stock, an investor must understand the fundamental analysis called the price-to-earnings ratio.

                    [DatePublished] => 2014-11-25 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1213316
                    [AuthorName] => Carlo S. Lorenciana
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 1392833
                    [Title] => PNB income down to P3.7 B
                    [Summary] => 
The Philippine National Bank posted a net income of P3.7 billion in the first nine months of 2014, down 45.5 percent from the P6.8 billion in the same period in 2013.

                    [DatePublished] => 2014-11-18 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [9] => Array
                (
                    [ArticleID] => 1378533
                    [Title] => Banks' bad loans decline in July
                    [Summary] => 
The non-performing loan (NPL) ratio of major banks in the Philippines eased to 2.11 percent in July from 2.68 percent recorded in the same month last year, the local central bank said today.

                    [DatePublished] => 2014-10-09 22:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

        )

)

RATIO

Array
(
    [results] => Array
        (
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                (
                    [ArticleID] => 1527577
                    [Title] => Debt-to-GDP ratio inches up in Q3
                    [Summary] => 
The National Government’s debt ratio rose slightly in the third quarter, but remains on track towards meeting its target this year, latest data showed.

                    [DatePublished] => 2015-11-30 09:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [1] => Array
                (
                    [ArticleID] => 1497060
                    [Title] => DBP extends term loan to medical group
                    [Summary] => 
The Development Bank of the Philippines (DBP) has granted a 10-year term loan to the Ilocandia Medical Group Inc. (IMGI), with an aggregate amount of P135.65 million, as part of efforts to improve the delivery of health care services in the province.

                    [DatePublished] => 2015-09-08 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 1428006
                    [Title] => BDO registers record P22.8-B profit in 2014
                    [Summary] => 
BDO Unibank Inc. (BDO) delivered a record net income of P22.8 billion in 2014, matching its earnings guidance for the year and driven by the strong expansion of its core businesses.

                    [DatePublished] => 2015-02-27 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 1426314
                    [Title] => Gastric acid inhibitors linked to vitamin B12 deficiency
                    [Summary] => 
The use of gastric acid inhibitors for 2 or more years is strongly associated with symptomatic vitamin B12 deficiency, according to a report.

                    [DatePublished] => 2015-02-22 00:00:00
                    [ColumnID] => 136231
                    [Focus] => 0
                    [AuthorID] => 1805110
                    [AuthorName] => Charles C. Chante MD
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 1424063
                    [Title] => Banks’ NPL ratio improves in 2014
                    [Summary] => 
Universal and commercial banks improved their bad loan ratio as of December last year versus the same period in 2013, data from the Bangko Sentral ng Pilipinas showed.

                    [DatePublished] => 2015-02-16 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1438879
                    [AuthorName] => Kathleen A. Martin
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => http://media.philstar.com/images/the-philippine-star/business/business-main/20150216/Bank-generic-sign.jpg
                )

            [5] => Array
                (
                    [ArticleID] => 1421573
                    [Title] => Debt-to-GDP ratio down to 45.4% in Dec
                    [Summary] => 
The country’s debt as a proportion of the country’s economy  declined further  last year, reflecting the government’s successful efforts to manage finances and ensure economic resurgence.

                    [DatePublished] => 2015-02-09 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1804021
                    [AuthorName] => Zinnia B. Dela Peña
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 1412596
                    [Title] => Thrift banks’ NPL ratio improves to 4.35% as of Nov
                    [Summary] => 
Thrift banks improved their bad loans ratio as of November last year as they continue to see a decrease in non-performing loans, the Bangko Sentral ng Pilipinas reported yesterday.

                    [DatePublished] => 2015-01-14 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1438879
                    [AuthorName] => Kathleen A. Martin
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 1395655
                    [Title] => Evaluating a stock
                    [Summary] => 
To assess the value of a stock, an investor must understand the fundamental analysis called the price-to-earnings ratio.

                    [DatePublished] => 2014-11-25 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1213316
                    [AuthorName] => Carlo S. Lorenciana
                    [SectionName] => Freeman Cebu Business
                    [SectionUrl] => cebu-business
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 1392833
                    [Title] => PNB income down to P3.7 B
                    [Summary] => 
The Philippine National Bank posted a net income of P3.7 billion in the first nine months of 2014, down 45.5 percent from the P6.8 billion in the same period in 2013.

                    [DatePublished] => 2014-11-18 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [9] => Array
                (
                    [ArticleID] => 1378533
                    [Title] => Banks' bad loans decline in July
                    [Summary] => 
The non-performing loan (NPL) ratio of major banks in the Philippines eased to 2.11 percent in July from 2.68 percent recorded in the same month last year, the local central bank said today.

                    [DatePublished] => 2014-10-09 22:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

        )

)

abtest