Array
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                    [ArticleID] => 1493330
                    [Title] => EastWest exercises call option on P1.5-B lower Tier 2 notes
                    [Summary] => 
East West Banking Corp. is improving its balance sheet by exercising a call option on P1.5 billion worth of notes to comply with stricter capital standards and finance future expansion plans.

                    [DatePublished] => 2015-08-28 10:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => http://media.philstar.com/images/the-philippine-star/business/business-main/20150829/east-west-log-5.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 1323121
                    [Title] => Banks remain well capitalized – BSP
                    [Summary] => 
Universal and commercial banks remained well-capitalized as of end-2013 despite a slight drop in their capital adequacy ratios (CAR) due to a rise in loans extended to firms, the Bangko Sentral ng Pilipinas (BSP) reported yesterday.

                    [DatePublished] => 2014-05-15 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1438879
                    [AuthorName] => Kathleen A. Martin
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [2] => Array
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                    [ArticleID] => 1322727
                    [Title] => BSP okays RCBC  Tier 2 notes issue
                    [Summary] => 
The Bangko Sentral ng Pilipinas (BSP) has given its go-signal for Yuchengco-owned Rizal Commercial Banking Corp. (RCBC) to proceed with its planned issuance of P10 billion Tier 2 notes.

                    [DatePublished] => 2014-05-14 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 1310366
                    [Title] => BSP approves Security Bank capital hike
                    [Summary] => 
The Bangko Sentral ng Pilipinas (BSP) has approved the increase in the authorized capital of Security Banking Corp. to P10.1 billion from P10 billion.

                    [DatePublished] => 2014-04-09 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [4] => Array
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                    [ArticleID] => 1305129
                    [Title] => Security Bank mulls P10-B bonds
                    [Summary] => 
Security Banking Corp. (SECB) plans to raise around P10 billion through the issuance of Basel III-compliant Tier 2 bonds, the bank told the Philippine Stock Exchange (PSE).

                    [DatePublished] => 2014-03-26 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 1294891
                    [Title] => Big banks remain well capitalized
                    [Summary] => 
Universal and commercial banks remained well-capitalized as of the third quarter last year, the Bangko Sentral ng Pilipinas (BSP) reported yesterday.

                    [DatePublished] => 2014-02-27 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1439008
                    [AuthorName] => Kathleen Martin
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 1254546
                    [Title] => DBP income up 40% to P4B
                    [Summary] => 
State-run Development Bank of the Philippines (DBP) posted a 40-percent increase in its net income to P4.04 billion in the first nine months of 2013 from P2.89 billion in the same period last year.

                    [DatePublished] => 2013-11-09 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
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                    [ArticleID] => 1251232
                    [Title] => BPI sets early redemption of P5-B notes
                    [Summary] => 
Ayala-led Bank of the Philippine Islands (BPI) has secured approval from the Bangko Sentral ng Pilipinas for its planned call option on its P5-billion Lower Tier 2 notes.

                    [DatePublished] => 2013-10-31 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 1244141
                    [Title] => SBC hikes capital to P10 B
                    [Summary] => 
Security Bank Corp. (SBC) has secured the approval of the Bangko Sentral ng Pilipinas to raise its authorized capital to P10 billion from P6 billion.

                    [DatePublished] => 2013-10-12 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [9] => Array
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                    [ArticleID] => 1239954
                    [Title] => Security Bank grants add’l P500 M cash dividends
                    [Summary] => 
Security Bank Corp. (SBC) has declared another P500 million in cash dividends to its stockholders, bringing its total cash dole-outs to over P1 billion this year.

                    [DatePublished] => 2013-10-01 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

        )

)

LOWER TIER

Array
(
    [results] => Array
        (
            [0] => Array
                (
                    [ArticleID] => 1493330
                    [Title] => EastWest exercises call option on P1.5-B lower Tier 2 notes
                    [Summary] => 
East West Banking Corp. is improving its balance sheet by exercising a call option on P1.5 billion worth of notes to comply with stricter capital standards and finance future expansion plans.

                    [DatePublished] => 2015-08-28 10:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => http://media.philstar.com/images/the-philippine-star/business/business-main/20150829/east-west-log-5.jpg
                )

            [1] => Array
                (
                    [ArticleID] => 1323121
                    [Title] => Banks remain well capitalized – BSP
                    [Summary] => 
Universal and commercial banks remained well-capitalized as of end-2013 despite a slight drop in their capital adequacy ratios (CAR) due to a rise in loans extended to firms, the Bangko Sentral ng Pilipinas (BSP) reported yesterday.

                    [DatePublished] => 2014-05-15 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1438879
                    [AuthorName] => Kathleen A. Martin
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 1322727
                    [Title] => BSP okays RCBC  Tier 2 notes issue
                    [Summary] => 
The Bangko Sentral ng Pilipinas (BSP) has given its go-signal for Yuchengco-owned Rizal Commercial Banking Corp. (RCBC) to proceed with its planned issuance of P10 billion Tier 2 notes.

                    [DatePublished] => 2014-05-14 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 1310366
                    [Title] => BSP approves Security Bank capital hike
                    [Summary] => 
The Bangko Sentral ng Pilipinas (BSP) has approved the increase in the authorized capital of Security Banking Corp. to P10.1 billion from P10 billion.

                    [DatePublished] => 2014-04-09 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 1305129
                    [Title] => Security Bank mulls P10-B bonds
                    [Summary] => 
Security Banking Corp. (SECB) plans to raise around P10 billion through the issuance of Basel III-compliant Tier 2 bonds, the bank told the Philippine Stock Exchange (PSE).

                    [DatePublished] => 2014-03-26 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 1294891
                    [Title] => Big banks remain well capitalized
                    [Summary] => 
Universal and commercial banks remained well-capitalized as of the third quarter last year, the Bangko Sentral ng Pilipinas (BSP) reported yesterday.

                    [DatePublished] => 2014-02-27 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1439008
                    [AuthorName] => Kathleen Martin
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 1254546
                    [Title] => DBP income up 40% to P4B
                    [Summary] => 
State-run Development Bank of the Philippines (DBP) posted a 40-percent increase in its net income to P4.04 billion in the first nine months of 2013 from P2.89 billion in the same period last year.

                    [DatePublished] => 2013-11-09 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 1251232
                    [Title] => BPI sets early redemption of P5-B notes
                    [Summary] => 
Ayala-led Bank of the Philippine Islands (BPI) has secured approval from the Bangko Sentral ng Pilipinas for its planned call option on its P5-billion Lower Tier 2 notes.

                    [DatePublished] => 2013-10-31 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 1244141
                    [Title] => SBC hikes capital to P10 B
                    [Summary] => 
Security Bank Corp. (SBC) has secured the approval of the Bangko Sentral ng Pilipinas to raise its authorized capital to P10 billion from P6 billion.

                    [DatePublished] => 2013-10-12 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1096364
                    [AuthorName] => Donnabelle L. Gatdula
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [9] => Array
                (
                    [ArticleID] => 1239954
                    [Title] => Security Bank grants add’l P500 M cash dividends
                    [Summary] => 
Security Bank Corp. (SBC) has declared another P500 million in cash dividends to its stockholders, bringing its total cash dole-outs to over P1 billion this year.

                    [DatePublished] => 2013-10-01 00:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

        )

)

abtest