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                    [ArticleID] => 319696
                    [Title] => Tumalbog na tseke
                    [Summary] => GUMAGAMIT si Jimmy ng Equitable Card Network Inc. (ECN) na may credit line na P499,000.00.  Sa simula, maganda ang record ni Jimmy subalit nasira ito nang umabot na sa P1,035,590.28 ang naging utang niya sa ECN.  Pinagbabayad na siya ng ECN subalit iginiit niyang may pagkakamali sa naging kuwenta ng kanyang utang kaya hindi ito dapat umabot sa malaking halaga.  Sinubukan ni Jimmy na pumasok sa isang kasunduan sa ECN kung saan nag-isyu siya ng tatlong tseke pabor sa ECN.  Ang unang tsekeng inisyu ni Jimmy ay Far East Bank (FEBTC) Check No.
                    [DatePublished] => 2006-02-02 00:00:00
                    [ColumnID] => 134393
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => PSN Opinyon
                    [SectionUrl] => opinyon
                    [URL] => 
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                (
                    [ArticleID] => 318182
                    [Title] => Premature notice
                    [Summary] => One of the essential elements of the violation of the Bouncing Checks Law is knowledge of insufficiency of funds at the time of the issuance of the check. Since such knowledge is hard to prove as it entails probing into the mind of the issuer, the law creates a prima facie evidence that when the check is presented within 90 days from its date and it is dishonored, the drawer is presumed to have knowledge of insufficiency of funds if he is notified of such dishonor and he did not redeem or make good the check within five days from notice.
                    [DatePublished] => 2006-01-24 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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                    [ArticleID] => 317755
                    [Title] => Maling hatol
                    [Summary] => ISA sa tatlong tsekeng inisyu ni Jimmy bilang bayad sa kanyang utang sa Equitable Card Network Inc. (ECN) ay ang Far East Bank and Trust Co. (FEBTC) Check No. 369403  na may petsang May 12, 1993 pabor sa ECN.  Inisyu ni Jimmy ang tsekeng ito noong April 7, 1993 bilang tanda ng maganda niyang layunin at bilang pangako sa pagtupad ng kanyang obligasyon hanggang August 1993 habang inaayos pa ang pagkukuwenta ng kanyang utang sa ECN. Ayon kay Jimmy, ang tsekeng ito ay hindi para papalitan kundi isa lamang pagpapahayag ng kanyang katapatan sa pagbabayad ng kanyang obligasyon.
                    [DatePublished] => 2006-01-21 00:00:00
                    [ColumnID] => 134393
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => PSN Opinyon
                    [SectionUrl] => opinyon
                    [URL] => 
                )

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                    [ArticleID] => 317381
                    [Title] => Wrong  charge
                    [Summary] => The first element in the violation of the Bouncing Checks Law is the making and issuance of a check to apply on account or for value. This case of Jimmy is again an example of the lack of this element. 


                    [DatePublished] => 2006-01-19 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 317206
                    [Title] => Un-presumed element
                    [Summary] => One of the elements for violation of the Bouncing Checks Law is that the person issuing the check knew at the time of the issuance of the check that he did not have sufficient funds or credit with the drawee bank for the payment of the check in full upon its presentment.
                    [DatePublished] => 2006-01-18 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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            [5] => Array
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                    [ArticleID] => 165456
                    [Title] => Rustan’s goes into online supply chain management
                    [Summary] => After spearheading innovations in store and retail management for over 50 years, Rustan Commercial Corp. embarks on another bold venture, this time in the electronic commerce front. 


With more and more companies embracing the concept of online transactions with foreign suppliers, vendors, clients and trading partners, the country’s premier retail giant is likewise making the big leap into the hi-tech world of online supply chain management.


                    [DatePublished] => 2002-06-21 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 1289184
                    [AuthorName] => Eden Estopace
                    [SectionName] => Technology
                    [SectionUrl] => technology
                    [URL] => 
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ECN

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                    [ArticleID] => 319696
                    [Title] => Tumalbog na tseke
                    [Summary] => GUMAGAMIT si Jimmy ng Equitable Card Network Inc. (ECN) na may credit line na P499,000.00.  Sa simula, maganda ang record ni Jimmy subalit nasira ito nang umabot na sa P1,035,590.28 ang naging utang niya sa ECN.  Pinagbabayad na siya ng ECN subalit iginiit niyang may pagkakamali sa naging kuwenta ng kanyang utang kaya hindi ito dapat umabot sa malaking halaga.  Sinubukan ni Jimmy na pumasok sa isang kasunduan sa ECN kung saan nag-isyu siya ng tatlong tseke pabor sa ECN.  Ang unang tsekeng inisyu ni Jimmy ay Far East Bank (FEBTC) Check No.
                    [DatePublished] => 2006-02-02 00:00:00
                    [ColumnID] => 134393
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => PSN Opinyon
                    [SectionUrl] => opinyon
                    [URL] => 
                )

            [1] => Array
                (
                    [ArticleID] => 318182
                    [Title] => Premature notice
                    [Summary] => One of the essential elements of the violation of the Bouncing Checks Law is knowledge of insufficiency of funds at the time of the issuance of the check. Since such knowledge is hard to prove as it entails probing into the mind of the issuer, the law creates a prima facie evidence that when the check is presented within 90 days from its date and it is dishonored, the drawer is presumed to have knowledge of insufficiency of funds if he is notified of such dishonor and he did not redeem or make good the check within five days from notice.
                    [DatePublished] => 2006-01-24 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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                    [ArticleID] => 317755
                    [Title] => Maling hatol
                    [Summary] => ISA sa tatlong tsekeng inisyu ni Jimmy bilang bayad sa kanyang utang sa Equitable Card Network Inc. (ECN) ay ang Far East Bank and Trust Co. (FEBTC) Check No. 369403  na may petsang May 12, 1993 pabor sa ECN.  Inisyu ni Jimmy ang tsekeng ito noong April 7, 1993 bilang tanda ng maganda niyang layunin at bilang pangako sa pagtupad ng kanyang obligasyon hanggang August 1993 habang inaayos pa ang pagkukuwenta ng kanyang utang sa ECN. Ayon kay Jimmy, ang tsekeng ito ay hindi para papalitan kundi isa lamang pagpapahayag ng kanyang katapatan sa pagbabayad ng kanyang obligasyon.
                    [DatePublished] => 2006-01-21 00:00:00
                    [ColumnID] => 134393
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => PSN Opinyon
                    [SectionUrl] => opinyon
                    [URL] => 
                )

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                (
                    [ArticleID] => 317381
                    [Title] => Wrong  charge
                    [Summary] => The first element in the violation of the Bouncing Checks Law is the making and issuance of a check to apply on account or for value. This case of Jimmy is again an example of the lack of this element. 


                    [DatePublished] => 2006-01-19 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 317206
                    [Title] => Un-presumed element
                    [Summary] => One of the elements for violation of the Bouncing Checks Law is that the person issuing the check knew at the time of the issuance of the check that he did not have sufficient funds or credit with the drawee bank for the payment of the check in full upon its presentment.
                    [DatePublished] => 2006-01-18 00:00:00
                    [ColumnID] => 133340
                    [Focus] => 0
                    [AuthorID] => 1804883
                    [AuthorName] => Jose C. Sison
                    [SectionName] => Opinion
                    [SectionUrl] => opinion
                    [URL] => 
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                    [ArticleID] => 165456
                    [Title] => Rustan’s goes into online supply chain management
                    [Summary] => After spearheading innovations in store and retail management for over 50 years, Rustan Commercial Corp. embarks on another bold venture, this time in the electronic commerce front. 


With more and more companies embracing the concept of online transactions with foreign suppliers, vendors, clients and trading partners, the country’s premier retail giant is likewise making the big leap into the hi-tech world of online supply chain management.


                    [DatePublished] => 2002-06-21 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 1289184
                    [AuthorName] => Eden Estopace
                    [SectionName] => Technology
                    [SectionUrl] => technology
                    [URL] => 
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abtest

Tumalbog na tseke

By Jose C. Sison | February 2, 2006 - 12:00am

GUMAGAMIT si Jimmy ng Equitable Card Network Inc. (ECN) na may credit line na P499,000.00. Sa simula, maganda ang record ni Jimmy subalit nasira ito nang umabot na sa P1,035,590.28 ang naging utang niya sa ECN....

PSN Opinyon

Premature notice

By A LAW EACH DAY (KEEPS TROUBLE AWAY) | By Jose C. Sison | January 24, 2006 - 12:00am

One of the essential elements of the violation of the Bouncing Checks Law is knowledge of insufficiency of funds at the time of the issuance of the check. Since such knowledge is hard to prove as it entails probing...

Opinion

Maling hatol

By Jose C. Sison | January 21, 2006 - 12:00am

ISA sa tatlong tsekeng inisyu ni Jimmy bilang bayad sa kanyang utang sa Equitable Card Network Inc. (ECN) ay ang Far East Bank and Trust Co. (FEBTC) Check No. 369403 na may petsang May 12, 1993 pabor sa ECN. Inisyu...

PSN Opinyon

Wrong charge

By A LAW EACH DAY (KEEPS TROUBLE AWAY) | By Jose C. Sison | January 19, 2006 - 12:00am

The first element in the violation of the Bouncing Checks Law is the making and issuance of a check to apply on account or for value. This case of Jimmy is again an example of the lack of this element.

Opinion

Un-presumed element

By A LAW EACH DAY (KEEPS TROUBLE AWAY) | By Jose C. Sison | January 18, 2006 - 12:00am

One of the elements for violation of the Bouncing Checks Law is that the person issuing the check knew at the time of the issuance of the check that he did not have sufficient funds or credit with the drawee bank...

Opinion

Rustan’s goes into online supply chain management

By Eden Estopace | June 21, 2002 - 12:00am

After spearheading innovations in store and retail management for over 50 years, Rustan Commercial Corp. embarks on another bold venture, this time in the electronic commerce front. With more and more companies...

Technology