Array
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    [results] => Array
        (
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                (
                    [ArticleID] => 1537070
                    [Title] => Climate change threat to insurers’ capital base
                    [Summary] => 
Climate change will increase risks on insurers’ capital adequacy, investments and ultimately, earnings.

                    [DatePublished] => 2015-12-28 09:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1097672
                    [AuthorName] =>  Ted P. Torres
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [1] => Array
                (
                    [ArticleID] => 765417
                    [Title] => BSP set to tighten banks' capital adequacy standards
                    [Summary] => 
The Bangko Sentral ng Pilipinas (BSP) is set to implement capital adequacy standards tighter than international standards to strengthen the local banking industry amid the debt crisis in Europe.
                    [DatePublished] => 2012-01-08 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 739156
                    [Title] => Philippine banks stable, over global capital standards
                    [Summary] => 
Philippine banks are strong enough to survive extreme levels of risk such as giving up half their loans or having to write them off as losses, the central bank said Thursday.
                    [DatePublished] => 2011-10-20 17:52:15
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => 
                    [SectionUrl] => 
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 628474
                    [Title] => BDO's net profit up 58%
                    [Summary] => 
Banco de Oro Unibank (BDO), the Philippines' biggest commercial bank, posted a P6.4-billion net profit in the first nine months of this year — up 58 percent on year — on sharp increase in interest earnings and treasury gains.
                    [DatePublished] => 2010-11-10 14:44:53
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => 
                    [SectionUrl] => 
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 602718
                    [Title] => RCBC named among world's top banks
                    [Summary] => 
Rizal Commercial Banking Corp. (RCBC) has joined the ranks of the world’s top 1,000 banks, according to the latest survey that is released annually by reputable global financial publication, The Banker.
                    [DatePublished] => 2010-08-16 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 560002
                    [Title] => PVB 2009 income up
                    [Summary] => 
The Philippine Veterans Bank (PVB) reported an unaudited net income of P416.2 million for 2009, slightly higher than the 2008 results of P406.3 million. Its branch network has reached 60 branches nationwide.
                    [DatePublished] => 2010-03-23 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 521561
                    [Title] => PNB income up 88%
                    [Summary] => 
The Philippine National Bank (PNB) has reported a net income of P2.11 billion in the first nine months of 2009, which is 134 percent higher year-on-year, and 88 percent better than the P1.12 billion for the whole of 2008.
                    [DatePublished] => 2009-11-10 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 463993
                    [Title] => BSP proposes flexibility in CAR
                    [Summary] => 
MANILA,  Philippines - The Bangko Sentral ng Pilipinas (BSP) has plans to mandate banks that take more risks than others to put up more capital.
                    [DatePublished] => 2009-05-05 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 461202
                    [Title] => Banks' capital adequacy ratio down to 15.45%
                    [Summary] => 
MANILA, Philippines - Although still well-capitalized, the Philippine banking industry continued to experience a steady decline in its capital adequacy, with levels going down across all banking groups particularly in the rural and cooperative banking industry.
                    [DatePublished] => 2009-04-27 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 1096655
                    [AuthorName] =>  Des  Ferriols
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

        )

)

ADEQUACY

Array
(
    [results] => Array
        (
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                (
                    [ArticleID] => 1537070
                    [Title] => Climate change threat to insurers’ capital base
                    [Summary] => 
Climate change will increase risks on insurers’ capital adequacy, investments and ultimately, earnings.

                    [DatePublished] => 2015-12-28 09:00:00
                    [ColumnID] => 0
                    [Focus] => 0
                    [AuthorID] => 1097672
                    [AuthorName] =>  Ted P. Torres
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [1] => Array
                (
                    [ArticleID] => 765417
                    [Title] => BSP set to tighten banks' capital adequacy standards
                    [Summary] => 
The Bangko Sentral ng Pilipinas (BSP) is set to implement capital adequacy standards tighter than international standards to strengthen the local banking industry amid the debt crisis in Europe.
                    [DatePublished] => 2012-01-08 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 1097197
                    [AuthorName] => Lawrence Agcaoili
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [2] => Array
                (
                    [ArticleID] => 739156
                    [Title] => Philippine banks stable, over global capital standards
                    [Summary] => 
Philippine banks are strong enough to survive extreme levels of risk such as giving up half their loans or having to write them off as losses, the central bank said Thursday.
                    [DatePublished] => 2011-10-20 17:52:15
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => 
                    [SectionUrl] => 
                    [URL] => 
                )

            [3] => Array
                (
                    [ArticleID] => 628474
                    [Title] => BDO's net profit up 58%
                    [Summary] => 
Banco de Oro Unibank (BDO), the Philippines' biggest commercial bank, posted a P6.4-billion net profit in the first nine months of this year — up 58 percent on year — on sharp increase in interest earnings and treasury gains.
                    [DatePublished] => 2010-11-10 14:44:53
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => 
                    [SectionUrl] => 
                    [URL] => 
                )

            [4] => Array
                (
                    [ArticleID] => 602718
                    [Title] => RCBC named among world's top banks
                    [Summary] => 
Rizal Commercial Banking Corp. (RCBC) has joined the ranks of the world’s top 1,000 banks, according to the latest survey that is released annually by reputable global financial publication, The Banker.
                    [DatePublished] => 2010-08-16 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

            [5] => Array
                (
                    [ArticleID] => 560002
                    [Title] => PVB 2009 income up
                    [Summary] => 
The Philippine Veterans Bank (PVB) reported an unaudited net income of P416.2 million for 2009, slightly higher than the 2008 results of P406.3 million. Its branch network has reached 60 branches nationwide.
                    [DatePublished] => 2010-03-23 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [6] => Array
                (
                    [ArticleID] => 521561
                    [Title] => PNB income up 88%
                    [Summary] => 
The Philippine National Bank (PNB) has reported a net income of P2.11 billion in the first nine months of 2009, which is 134 percent higher year-on-year, and 88 percent better than the P1.12 billion for the whole of 2008.
                    [DatePublished] => 2009-11-10 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [7] => Array
                (
                    [ArticleID] => 463993
                    [Title] => BSP proposes flexibility in CAR
                    [Summary] => 
MANILA,  Philippines - The Bangko Sentral ng Pilipinas (BSP) has plans to mandate banks that take more risks than others to put up more capital.
                    [DatePublished] => 2009-05-05 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 
                    [AuthorName] => 
                    [SectionName] => Banking
                    [SectionUrl] => banking
                    [URL] => 
                )

            [8] => Array
                (
                    [ArticleID] => 461202
                    [Title] => Banks' capital adequacy ratio down to 15.45%
                    [Summary] => 
MANILA, Philippines - Although still well-capitalized, the Philippine banking industry continued to experience a steady decline in its capital adequacy, with levels going down across all banking groups particularly in the rural and cooperative banking industry.
                    [DatePublished] => 2009-04-27 00:00:00
                    [ColumnID] => 133272
                    [Focus] => 0
                    [AuthorID] => 1096655
                    [AuthorName] =>  Des  Ferriols
                    [SectionName] => Business
                    [SectionUrl] => business
                    [URL] => 
                )

        )

)

abtest