MANILA, Philippines - Get cash for back-to-school expenses by applying for Citi Ready Credit. Plus, get a free Android Tablet A13 until June 30, if you avail of at least P100,000 within 30 days from line issuance. Citibank Ready Credit is a standby credit line facility with no collateral and no annual fees. Apply by calling 888-CASH. For information, visit www.citibank.com.ph.