MANILA, Philippines - Members of the Bankers Association of the Philippines (BAP) held their Annual Membership meeting last March 24, 2014 at the Makati Shangri-la Hotel. The elected BAP President for the second term is Lorenzo V. Tan who is also the president and CEO of Rizal Commercial Banking Corp. In his message to BAP members, Tan remarked on the performance of the Philippine economy and the banking industry, the legislative and regulatory involvements of the BAP, and the numerous activities and accomplishments of the different BAP working committees for 2014. Photos by JOEY VIDUYA