Live life well

MANILA, Philippines - Many Filipinos live a busy lifestyle. Some of the critical illnesses are brought about by this kind of routine. While there may be increasing public awareness to preventing these diseases through diet and exercise, little is done to raise awareness for Filipinos to prepare financially for the impact of having any of these lifestyle diseases.

The cost for heart by-pass surgery, chemotherapy, or brain surgery ranges from P500,000 to as much as P1,000,000, an amount that most regular health plans cannot cover. Moreover, it is estimated that medical costs are expected to double in the next 10 years — a rate much higher than economic inflation.

That is why AXA Philippines, one of the country’s largest and fastest growing life insurance companies, is helping Filipinos prepare for the threat of future major medical emergencies by launching three new products that provide adequate coverage to Filipinos when they face a critical illness.

“We want to give customers what they need,” says Rien Hermans, president and CEO of AXA Philippines. “People should be protecting themselves from the financial impact of being diagnosed with a critical illness.”

Health Exentials is a simple, all-in-one health and protection plan that gives the greatest value at an affordable price. For as low as P59 per day, customers can get P5.5-million worth of comprehensive benefits, which include a critical conditions benefit, total and permanent disability benefit, daily hospitalization income benefit, a one-time surgical benefit, and a maturity cash benefit.

Health Max provides maximum lifetime coverage as it gives medical benefits until age 100. It also has the widest coverage of illnesses in the market today, covering 56 major medical conditions and 18 minor illnesses. Early stage cancer diagnosis and angioplasty, not normally covered by other health plans, are included in Health Max.

SME ProteXion caters to small and medium-sized enterprises (SMEs) with at least 10 employees. It offers health and protection packages-in-one with various benefit options to choose from such as critical care coverage, daily hospitalization income, life insurance coverage and death and disablement coverage. This simple and straightforward product has flexible payment options to suit your business budget.

(Visit www.axa.com.ph or call 581-5292 and  323-1292.)