GCash integrates credit line to pay bills feature

CEBU, Philippines —  As part of its broader efforts to democratize Filipinos’ access to financial services, GCash is enabling the use of GCredit, its mobile credit line, to its Pay Bills feature, allowing consumers to settle their bills even without a credit card or a bank account.

The Pay Bills feature on the GCash app currently allows users to pay for their utilities such as electricity, water, credit card and other services from over 1,600 billers using their GCash balance.

Through the availability of GCredit for select billers, GCash users may now settle their bills on time when current cash on hand is limited.

Following a three-year high 6.1 percent inflation rate in June, Filipino consumers are tightening their belts due to the rising prices of basic commodities and transport costs.

With Filipino households expecting higher prices for food and utilities in the coming months, GCash, now makes it possible for users to avoid the hassle of having their utilities cut and give them more time to pay for their bills if they don’t have enough funds during the due date.

In a statement, GCash announced that it has expanded its network of billers to over 1,600 partners, making it easier for consumers to settle multiple billers without leaving the app. Basic utilities, such as electricity, water, cable TV, internet, and telecom services, can all be paid through the app as GCash has partnered with national and regional utilities providers and cooperatives to provide Filipinos all over the country with a convenient way of paying bills. This includes Angeles Electric, Iloilo 1,2 and 3 Electric Cooperatives, Cebu 2 Electric Cooperative, Inc., Davao del Sur Electric Cooperative, Davao Light, La Union Electric Cooperative, and Pampanga I and II Electric Cooperatives..

Aside from utilities and dues, Pay Bills on GCash also covers national and local government services, such as NSO and NBI, where users can settle payments for documents such as birth or marriage certificates and NBI clearance.

Settling taxes with BIR, as well as paying for real estate and business taxes with select local government units, is also made possible as GCash has partnered with local government units. LGUs that accept GCash as payment method include Angeles City and San Fernando, Pampanga; Cauayan City, Isabela; Tagbilaran City, Bohol; Lapu-lapu City, Cordova and Mandaue City, Cebu; Upi, Maguindanao; Oton, Iloilo; San Miguel, Tarlac; and Tagum City, Davao.

Aside from one-time payments, monthly contributions for SSS and Pag-IBIG Fund can also be done through Pay Bills feature.