Choosing the right loan package for a home to call your own

MANILA, Philippines - They say home is where the heart is.  It may sound like a cliché, but there is truth to that saying. 

Home is synonymous to family, and family equates to love.  There is always an air of nostalgia whenever people speak of family and loved ones.  Countless memories, precious and invaluable, are weaved in one particular place that everyone keeps coming back to — home.

To some, a home is a reminder of their mother’s cooking, their father’s protective nature, their spouse’s comforting presence, their brother’s incessant jokes or the late night chats with their sister, and even the contagious giggles of a baby.  It is a place of comfort, where one can let his or her guards down and be at ease with oneself.

Turning your goal     into reality

Whether you are married, single or looking to start a family, purchasing a home that you can call your own is a leap of faith and one of the most practical and rewarding investments you can ever make. 

Because with your own home...

...You have the freedom to do as you please.  You are the master of your property and you can choose to have it renovated, expanded, or custom-built based on your preference and liking.  You can invite friends over and throw an impromptu party, turn your garage into your personal gym, or buy a pet just like you’ve always wanted.  You can do all of these things and more without asking for anybody’s permission.

...You feel safe and secure.  Your home is a refuge and place of retreat for you and your family.  You’ll be able to sleep more soundly at night knowing that you and your loved ones are in the safety and comfort of your own home. 

...You have a stable future.  You don’t have to worry about looking for a permanent place to stay or the possibility of being asked to leave a home that belongs to someone else.  Plus, you’ll benefit from the investment in the long run as the value of the property you buy today will increase and appreciate in the years to come.

...You can take pride in living on a property that you can truly call yours, the fruit of your hard work and labor, which is priceless. 

Choosing the right partner

The good news to all hopeful homeowners is, BDO offers a worry-free home financing solution.

At BDO, competitive interest rates with fixed rate options and flexible payment terms are standard for all our BDO Home Loan packages.  We tailor fit our Home Loan options based on your specific needs and we guarantee fast processing matched with expert and professional handling of Home Loan applications.

You also have the option to make your first payment 60 days after the release of your Home Loan instead of the regular 30-day billing cycle.  By availing the 60-day grace period, you will enjoy an extended pay reprieve before your first monthly payment becomes due.  That’s more time for you to prepare and save up for the home you’ve always wanted!

So take that leap of faith and don’t miss an opportunity of a lifetime.  Because the security and comfort of having your own home will be the best gift that you can give to yourself and your family.

Apply for a BDO Home Loan now!

For your convenience, you may apply for a BDO Home Loan through any of the following means:

BDO branches: Branch depositors and walk-in clients may apply and submit loan applications in more than 780 branches nationwide.

Partner developers:  Upon completion of equity or down payment requirements, buyers of accredited real estate developers can apply for a loan through BDO partner-Developers.

Accredited brokers:  Customers may buy from an inventory of properties sold by accredited brokers and sales agents. The accredited broker or sales agent will assist in filing the loan with BDO through a designated Home Loan account officer.

BDO Business Center:  To answer loan-related queries, dedicated BDO account officers are available to explain your home loan financing options from Monday to Friday, 9 am to 5 pm, at the BDO Home Loan Sales Office (G/F BDO Building, 379 Sen. Gil Puyat Ave., Makati City).

Online through the BDO website.  At the comfort of your own homes, applications may be sent online via www.bdo.com.ph.

Via mobile:  Text BDOLOANS to 2256, key in the corresponding BDO product code (3 for Home Loan) together with your name and contact details and a BDO account officer will immediately reply to your loan queries and concerns.

For more details, please call the BDO Customer Contact Center at (02) 631-8000 or 1-800-10-6318000 (Domestic Toll-Free), visit a BDO branch nearest you or log on to www.bdo.com.ph.