The A to Z of investing

MANILA, Philippines - Knowing how to invest properly, with the help of a financial partner, is the key to achieve a secure financial future for you and your family. A financial partner will anticipate your needs and concerns, and come up with tools to help you achieve your financial goals. If you have an interest in investing on markets here and abroad, it is also important that your bank will have operations locally and overseas.

For Citibank clients, they have Citigold, the pioneer and leading wealth management service in the country. “With a financial partner like Citigold, recognized for more than 100 years of service history in the Philippines, our clients enjoy peace of mind knowing that they can expect only the best financial products and services the world has to offer from Citibank,” related Judith Go, Citigold Wealth Management Director.

Here, Citigold shares pointers for investors when planning for a comfortable financial future:

• Get personal. Be ready to share your financial aspirations so your financial partner can help you to design a personalized financial plan. There is no one size fits all when it comes to financial planning so take advantage of personalized wealth planning sessions. This financial check-up is available to Citigold clients, even non-clients, at no cost.

• Teamwork advantage. As your wealth grows, so do the complexity of your portfolio. You need your own wealth management team to stay on top of your finances. With Citigold, you will have at your disposal a Citigold Relationship Manager who will take the lead in helping you to manage your account, an Investment Specialist for discussions on market alternatives, a Citigold Associate to facilitate faster banking transactions, and a Citigold Phone Executive, available to you 24/7 so you can do your banking anytime, anywhere.

• Be informed and grasp that edge. Access to premium information is critical in any investment market. A financial partner with a global network like Citigold ensures you get access to topnotch research with house views from Citigroup Investment Research, the award-winning US-based research house with over 350 analysts worldwide. Get access to stock quotes, foreign exchange rates, and news on stocks and finances, and attend exclusive financial seminars and events to help you stay informed and on the goings-on in the global markets. 

• The world can be your stage. As you diversify your portfolio, your interests may go beyond onshore to offshore products. Citigold’s referral services can help. You can also open accounts in multiple currencies so you can take advantage of currency fluctuations and global market opportunities.   

• Worldwide red carpet treatment can’t hurt. You don’t have to be limited to enjoying preferential treatment only in your home country. As a Citigold client, you have free access to Citigold lounge areas and meeting rooms in Citigold centers in 12 Asia-Pacific countries. Enjoy the private tellering areas so you can do your banking transactions in peace and quiet, as well as banking through Citibank Online or through the 24-hour Citigold hotline whenever and wherever you are.

• Extras, extras. And because you have arrived, you deserve invitations to exclusive financial seminars, waived transaction fees on local or international ATM withdrawals, emergency cash withdrawal of up to $10,000 when traveling abroad, preferential foreign currency exchange rates for up to $5,000, and free access to Northwest Airlines Lounge at NAIA-1, regardless of class or airline you fly. Get all these as a Citigold client plus a complimentary Citi credit card with wide acceptance and high credit lines.

“The choice of the right financial partner will cover nearly the A to Zs when it comes to investing,” explained Go. “We always tell our clients that we are here to help them make the best informed decisions for their financial future. Plus keep them in the best comfort while we are at it.”