Not that it has not delivered on its promises. IntelliCare, in fact, is proving to be a step ahead of its peers. For innovate is what it has done. Having successfully reached the top after being in existence a mere 10 years, IntelliCare is looking at more possibilities to improve the HMO industry.
IntelliCare deemed it best to develop this product for OFWs and their families simply because having an HMO will prove to be the better and safer way to go.
With a Pamilya Care health plan, their loved ones in the Philippines will have immediate access to quality medical services eliminating hassles or delays that may otherwise arise. As with health plans, expenses are better managed vs. medical emergencies that may catch one financially offguard.
The plan is initially available to families of OFWs in Australia. IntelliCare is tied-up with the World Insurance Network (WIN), a worldwide distributor of health and insurance products, as their marketing arm in Australia.
The Assist America program protects clients who travel both locally and internationally with a wide range of premium emergency services.
So if you’re an IntelliCare cardholder and is a subscriber to the Assist America program, you can take comfort in knowing that even when you travel out of the country, you have access to world-class emergency assistance service.
If you have a medical emergency, you can make one simple phone call to Assist America’s Operations Centers, anytime, 24/7. Their Operations Centers are staffed with highly trained multi-lingual and professional medical personnel.
This arrangement is perfect for companies that only have minimal budget for a health care program or those whose utilization are not much.
The TPA Program relieves clients some financial pressure. For instead of paying a fixed periodic premium, clients agree to deposit on behalf of its enrolled members, a fixed amount of money called a health fund that will be administered and exclusively used by IntelliCare for payment of healthcare services and benefits that have been availed of principally through IntelliCare’s network of affiliated healthcare providers.
The health fund is then replenished regularly by the client to ensure that in no case shall the fund be less than the agreed amount (usually 50 percent of the initial fund). Clients only pay for what is utilized. Replenishment of fund has no frequency in billing as long as it has not reached 50 percent of the initial fund. In exchange for administrative services rendered, IntelliCare charges against the health fund its administrative fees, access fees to the network and other medical collectibles on services/benefits which are not covered by or in excess of the pre-agreed limits.
For more information about IntelliCare and their products, you can call their 24-hour customer service number (02) 894-3386 or visit their website at www.intellicare.com.ph.