MANILA, Philippines - RCBC Bankard cardholders who are planning to fly off to a dream getaway with their loved ones can enjoy these exclusive, top-of-the-line travel privileges. That includes: free travel insurance and purchase protection when travel tickets are purchased using their RCBC Bankard, whether directly through an airline, or via a travel agency; by simply calling 687-8538, they can get free worldwide concierge service on hotel reservation, car rental, golf course rental and reservation, flight information, ticketing; RCBC Bankard cardholders can also enjoy free access to the Miascor Lounge while waiting for their flight; and, RCBC Bankard cardholders can do all the shopping and dining they want without worrying about paying for their expenses all at once because they can avail of all year-round zero-percent installment purchase conversion of purchases made abroad including dining, hotel, shopping, and tour-related expenses.