MANILA, Philippines - The Philippine Deposit Insurance Corp. (PDIC) is producing a financial literacy handbook that will educate the vulnerable sectors of society to handle their hard-earned savings. The handbook will cater to overseas Filipino workers (OFWs) and their families and beneficiaries, retirees and senior citizens. PDIC celebrates its 50th anniversary in June 2013. Bestselling author and personal finance adviser Efren L. Cruz, author of bestselling works, “Pwede Na! The Complete Pinoy Guide to Personal Finance”and “Pwede Na! The Complete Pinoy Guide to Retirement and Estate Planning,” wrote the handbook. Photo shows PDIC president Valentine Araneta (left) shaking hands with Cruz.