MANILA, Philippines - The 2012-2013 officers and directors of the Rural Bankers Association of the Philippines (RBAP) are: Edward Leandro Z. Garcia Jr., (Quezon Capital Rural Bank), president; Nicolas R. Tabora (Rural Bank of Rosario Inc.) vice president, Luzon; Enrique P. Abellana [Rural Bank of Barili (Cebu) Inc.], vice president, Visayas; Vittorio Z. Almario (Rural Bank of Mati), vice president for Mindanao; Davidson G. Pascual (San Francisco del Monte Rural Bank), treasurer; Vicente Mendoza, assistant treasurer; Manuel Ramon S. Melencio (Unilink Bank), corporate secretary; Michael Alan Z. Ranillo (Banco Dipolog), assistant corporate secretary; Rene Sayo, Olivia Victorino, Raymund Laki, Paulo Honrado, Ma. Daisu Nafarrete, Rosario Ong Velos, Wilner Palacios, Charles Hotchkiss, directors.