MANILA, Philippines — A secure future is a great gift you can give yourself this Christmas. So, set aside a portion of your bonus or 13th month pay to further grow your money and start an emergency fund. During these trying times, it’s best to be prepared all the time.
There are many good investment opportunities available in the market right now, and one of the best is Insular Life (InLife)’s Wealth Secure. It helps jump-start your investment journey and protect your loved ones financially from unforeseen life risks as well.
“Wealth Secure aims to open the world of investment even to ordinary Filipinos, so that they will have a portfolio where they can start and then add on as his or her circumstance improve,” said InLife chief marketing Officer Gae Martinez.
For as low as P28 a day, you can start being an investor, and for as low as P10,000 yearly, you can now have a variable unit linked (VUL) life insurance product.
Wealth Secure is perfect for millennials or those who just started working. It can also be used by a starter life insurance with investment plan for family where funds can grow as the family also grows over time.
“We believe that to empower the Filipino, they must be served and met wherever they may be in their economic station. With Wealth Secure, we hope that more and more of our kababayans will become investors through this affordable product,” Martinez said.
Currently there are eight existing investment funds under the Wealth Secure product line: Money Market, Fixed Income, Balanced Fund, Equity Fund, Growth Fund, Select Equities, Guardian Fund, and ONE Fund. Depending on one’s risk profile or investment goals, one can put all their investment in one or a combination of the funds.
Since Wealth Secure is primarily a life insurance product, the minimum life insurance coverage is five times the yearly premium. To further enhance the protection benefits of Wealth Secure plan, you may also add these benefits as you go along: Accidental Death Benefit, Dread Disease Rider, Payor’s Rider, Special Accident Rider, Waiver of Premium Benefit, Waiver of Premium Supplementary to Payor’s Rider, Daily Hospitalization Allowance, Hospitalization and Surgical Benefit.