Citibank offers convenient loan application

Citibank announced that it is providing more convenience for its customers by allowing them to apply for a bank loan online.

Customers are asked to download www.citibank.com.ph, choose Ready Credit from the product menu, and click on it to view more details. Citibank said that walking through the Ready Credit page is as easy as reading their brochure. Graphics suggest ideal situations where Ready Credit is best used. The topics are organized based on consumer concerns and the FAQ section serves up the answers quickly. Customers can click on "apply now" to download the application form that is waiting to be filled up.

Citibank Ready Credit offers a credit line that is easily and conveniently utilized by check or ATM. Upon approval, Ready Credit users are issued a checkbook and an ATM card. One can use the ATM card in all BancNet/MegaLink ATM machines to withdraw cash or pay with a check in any establishment that honors check payments. This means hospitals, schools, home repair bills, and wholesale suppliers and businesses.

In addition to the easy accessibility and maintenance, applying for Ready Credit does not require collateral, guarantor or an initial deposit. This further positions Ready Credit as the most hassle-free bank loan in the market today, according to Citibank.

Those interested can log on to the Citi today at www.citibank.com.ph or call the 24-hour CitiPhone at 995-9999 in Metro Manila, 234-9999 in Metro Cebu or 1-800-10-995-9999 in other provinces.